Consumer Info
Monday, March 28th, 2011Consumer Info
Putting on the hat of a consumer, what info would you like more about on residential mortgages? Concerns?
If I were king I would regulate mortgages much tighter. If someone were not getting a fixed interest rate and fixed amortization loan with at least 5% down payment they would be required to attend a class explaining the loan and the possible dangers. The more "dangerous" the loan the longer the class is required to be.
ARM loans would be required to use one of two or three standard indexes. I would like to replace the FHA gift programs with zero down FHA loans that are also highly regulated.
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American Consumer Credit Counseling